The whole piece is written in **forward-looking voice** ("coming together," "designed to deliver," "intend to") rather than "we have partnered." That makes it equipment loans safe to circulate to Cogo, to investors, and internally right now, and it converts to a hard launch announcement with a few word changes the moment it's signed. I'd hold the published "partnership announced" version until the agreement is signed *and* Cogo approves the language and use of their name in writing — a premature public claim is the one thing that can actually sour a deal that's this close.
Everything I attributed to Cogo comes from their public site (asset-based, non-owner-occupied, fix-and-flip/wholesale/buy-and-hold, credit not the determining factor, fast funding). I deliberately left out specific LTV caps, FICO floors, rates, and funding-day guarantees — those are Cogo's numbers to state and confirm, and publishing a partner's terms without their sign-off is their call. I also didn't fabricate CEO quotes; add real approved ones from Rob and Cogo's leadership before launch. Full review checklist is at the bottom of the doc.
Want me to also produce the **signed-and-approved hard-launch version** (past tense, with placeholder slots for the two quotes and a "not a commitment to lend" disclaimer) so it's ready to drop the moment the ink dries?